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A year in reflection and what’s to come

Emily Smith is head of marketing and distribution at Harpenden Building Society During 2021 we have seen a continuous, rapid change in the way we…

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The remortgage market awakening

Yesterday’s decision by the Monetary Policy Committee to raise interest rates will focus borrowers’, brokers’ and lenders minds and sharpen their pencils.

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It’s people, stupid

During my time at BCMGlobal, the company has been through several iterations (and names). But throughout, one thing has remained constant – the quality of the people that work and have worked in the business.

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What does 2022 hold for the commercial mortgage industry?

2021 has been a year like no other for the commercial lending sphere. The reactive and fast-paced changes the industry has undertaken to accommodate the financial burden produced by COVID has demonstrated just how agile our industry really is.

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In the modern age

In the modern age, when customer expectation is so high and competition is rife, it’s vital for all businesses to constantly evaluate how we best service the needs of these customers, as well as a variety of strategic partners, investors and personnel.

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Climate change to D&I: What the mortgage market must prioritise in 2022

With the tax holiday now over, a new coronavirus variant causing concern, and the challenge of climate change becoming ever greater, there is plenty that should be on the industry’s agenda for the next 12 months.

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Conversations with brokers

Over the past few months, I have been able to get back on the road again visiting brokers and lenders, which has been fantastic.

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How brokers can make the most of the surging holiday BTL market

One of the few good things to come out of the pandemic has been the resurgence of the UK’s domestic tourism industry.

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Inflationary pressures continue to mount

As inflationary pressures continue to mount on the UK economy, there is an increasing likelihood that the Bank of England will soon raise the Bank Base Rate from its historic low of 0.1%.

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FCA’s Consumer Duty seems like a costly exercise for advisers

The next consultative stage of the FCA’s ‘Consumer Duty‘ proposals have just been released, which are effectively a more formalised version two of what was published in May this year.

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